Personal insurance lines help protect individuals from potential losses they couldn’t afford to cover on their own and make it possible to do things like drive a car and own a home without risking financial ruin. Come in and see us at our London, KY office to discuss how we can meet your personal insurance needs.

Personal property coverage is the type of insurance that can help protect the items in your home, like your furniture. Your belongings are likely worth much more than you might think, and if they’re damaged or lost, personal property coverage could help you cover the cost of replacing them.

Auto insurance provides insurance coverage for damage or injury to others, in the form of liability insurance, and can also provide coverage for injuries or damages to the insured.

Boat, RV, and Motorcycle are great recreational vehicles to have to enjoy life, go on new adventures and make memories. Yet one bad accident on either of these, has a potential to destroy you financially.

High-net-worth individuals (HWNI) face unique insurance challenges and tend to gravitate towards different insurance products. Wealthy families have relatively more complicated risk management needs and relatively less obvious needs for catastrophic insurance coverage. The real risk might be over insuring against minor threats and underinsuring against major ones. The benefits of a high-net-worth insurance policy are largely centered on smoothing out the relationship between needs and coverage.

High value homes are generally categorized as those with a value in excess of $750,000.  For homes with this kind of value, sometimes standard homeowners insurance is not the ideal fit and does not recognize the unique coverage needs of high value homeowners.  That is why it is important to work with an agency that specializes in this type of coverage.

If you are in need of personal insurance, call us today to learn about our plans and see how we can meet your needs.